Understanding your credit score is a crucial step in securing a car loan, but many worry about the potential negative impact of credit inquiries. That's where soft credit pulls come in. Our Credit Estimator Tool uses a soft credit pull, which means you can check your credit score without affecting it.
How a Soft Credit Pull Works:
A soft credit pull is a way to check your credit report without impacting your credit score. Unlike hard inquiries, which can lower your score, a soft pull provides an overview of your credit history and current credit standing without leaving a trace. When you use our Credit Estimator Tool, we access your credit report to give you an accurate estimate of your vehicle loan eligibility, all while keeping your score intact.